A good share of these reform measures have been initiated by the bankers themselves - witness the trend of consolidation and the first - class banking services now provided by many through the internet 这些改革措施大多数都是银行界主动提出的:银行业内合并整固的趋势,以及许多银行现时透过互联网提供一流的银行服务都是很好的例子。