The information asymmetry in loan of bank is that debit is more than credit about risk and income of debit , and so , debit does not carry out the mortgage of apprize according to the facts strictly , or credit can not get exactly information for other reasons , and then , the credit would be misadvise and can not make out exact decision - making 银行借货中的信息不对称，是指借款人对其自身风险暴露、收益状况等有关信息掌握的比货款人更全面，而不严格履行如实告知义务，或者由于其他原因使货款人无法获得准确全面的信息，误导货款人，使货款人无法做出准确决策。
