资产负债表的构成 meaning in Chinese
construction of balance sheet
Examples
- Compared with the balance sheet of commercial banks in advanced country , the items in balance sheet of china commercial banks are different : china commercial banks have no certificate of deposits ; china commercial banks have little asset for trade purpose ; china commercial banks have no asset securitization , and their asset have little liquidity ; china commercial banks give customers many options in treaty , and the customers have a higher default tendency ; all the difference influences the analysis method of liquidity management
我国商业银行的资产负债表同西方先进银行的资产负债表的构成不同：我国商业银行没有主动性负债；我国商业银行用于交易类的资产占比很小；我国商业银行没有开展资产证券化的业务，资产的流动性较差；我国的商业银行缺少管理风险的金融衍生工具；我国商业银行与客户的和约中，给予客户很多的选择权，并且客户违约倾向较高。这与西方银行差别较大，对流动性分析方法有很大的影响。