As such people have seen better days and are now going downhill with every passing year , their debts mounting and their life becoming more and more miserable , they " shudder at the thought of the future " 这种人因为他们过去过着好日子,后来逐年下降,负债渐多,渐次过着凄凉的日子, “瞻念前途,不寒而栗” 。