Personal notice deposit is a sort of savings deposit , the term of which is not determined on occasion of deposit , and which can be withdrawn only after informing the bank of the withdrawal date and amount beforehand 个人通知存款是指存款人在存入款项时不约定存期,支取时需提前通知金融机构,约定支取存款日期和金额方能支取的储蓄存款方式。