The first premium payment will be paid to the hkmc at the time of loan drawdown . the subsequent annual payments will be paid on the anniversary date by the approved sellers to the hkmc until the expiry or termination of the insurance 首年保险费于放款时支付予按揭证券公司，其后的年度保险费于放款周年日由核准卖方支付予按揭证券公司，直至保险无效或终止。
