拨改贷 meaning in English
government appropriations being replaced by loans
Examples
- Our country bank not good property origin is extremely complex , mainly has following several aspects the reason : ( 1 ) under the planned economy system , the " series receives series " and " dials changes loans the loan which history and so on " policy leaves behind down to form not good loans ; ( 2 ) 1 , 992 - in 1993 economical heat , the large amount fund flows to the real estate , the stock market and so on ; ( 3 ) for many years building redundant project , credit fund effect even more difference ; ( 4 ) local authority to financial organ intervention ; ( 5 ) the financial organ internal management is bad and so on
我国银行不良资产的成因十分复杂，主要有以下几方面的原因： ( 1 )计划经济体制下， “统收统支”及”拨改贷”政策等历史遗留下来的贷款所形成的不良贷款； ( 2 ) 1992 1993年经济过热，巨额资金流向房地产、股票市场等； ( 3 )多年来重复建设，信贷资金效益甚差； ( 4 )地方政府对金融机构的干预； ( 5 )金融机构内部管理不善等。 - The full text is made up of four parts : part one ( first chapter , second chapter ) imprimis , analyzed the reasons about the rate of state - owned business indebtedness to increase in our country . ( a ) the reform of finance - pass - loan since the 80s interim keep the close correlation with the rate of state - owned business indebtedness to increase , that the reform of state - owned corporation finance method since the 80s interim is obviously and first in the reform of the state - owned business system , under the hypothesis that the state - owned business system and its management mechanism < wp = 10 > were without the material alterations , took the lead in facilitating the capital - management mode ' s reform , and therefore kindled a series of problems
全文共分四个部分：第一部分（第一章、第二章）首先，分析了我国国有企业负债率攀升得原因。 （一）国有企业负债率攀升与８ ０年代中期以来拨改贷改革紧密相关，国有企业资金管理方式的改革明显先于国有企业制度的改革，在国有企业制度及其经营机制没有实质性改变的前提下，率先推进了资金管理方式的改革，由此引发了一系列问题。这只是国有企业负债率攀升的表面原因。