不动产抵押贷款 meaning in English

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In western nations such as the united states , real estate mortgage loans have already occupied the biggest part of the loan market
资产抵押贷款正变得越来越流行,在美国等西方国家,不动产抵押贷款成为所有贷款项目中最大的一个部分。
With the establishment of a special kind of organization - - spy ( special purpose vehicle ) , bonds can be issued to the public , and then the fund corrected in this way is to be used to buy the housing - mortgaged loans granted by the banks and the capital and interests of the issued bonds will be paid back with the borrowers " payment for the loan capital and interests
证券化最早的形式是融资证券化，即资金需求者通过在资本市场和货币市场上发行证券向投资者筹资的直接融资方式，这种融资证券化形成了目前传统的证券市场。后来，随着金融市场大量不动产抵押贷款、汽车抵押贷款、消费贷款和信用卡业务的发展，金融存款机构的资金来源不能满足房地产抵押贷款等业务的需要。