不动产保险 meaning in English
immovable insurance
Examples
- The concept of ratio of real estate insurance value is proper measurment of overinsurance
不动产保险价值比率这一概念，就是评价超额保险程度的指标。 - The overinsurance in mortgage insurance is also a subject worthy of argument in real estate insurance
抵押贷款保险中的超额保险现象，也是不动产保险值得探讨的一个问题。 - Accoding to its risk exposures in all sorts of real estate insurance and relevant insurance clauses , the insurable interest is oriented to the land or to the buildings on land under different circumstances . correspondingly , we should apply various valuation approaches to the caculation of insurance value and insurance indemnity
根据风险因素所起的作用，不动产保险不同保险条款中，可保利益有时指向地上建筑物，有时指向土地，相应地，保险价值的评估和保险补偿也要适用不同的方法。 - This article is based on the principles of risk management and insurance . it insights into the interrelationship among risk , insurable interest and such important factors as insurance value in mortgage insurance , explains the asymmetry of risk assumed and relevant coverage , shows the brand new concept of ratio of real estate insurance value , argues the application of replacement less depreciation approach to the valuation of insurance value in mortgage insurance , and analyzes the valued policy and moral hazard in real estate insurance
本文基于风险与保险基本原理和不动产估价原则，结合保险发达国家不动产保险实务和我国抵押贷款相关险种保单条款，深入剖析住房抵押贷款保险的风险、可保利益、保险价值等要素的内在联系以及现行保险条款中风险与保险责任不对称的原因，提出了不动产保险价值比率的全新概念，论证了住房抵押贷款的保险价值评估适用抵押房屋重置价值的观点，并对不动产保险中定值保单和道德风险进行了探讨。