信用评估 meaning in English
credit assessment
credit evaluation
Examples
- Improved credit assessment processes should also make banks better - placed to assess the risk on lending to borrowers such as smes , thereby opening up the possibility of greater access to finance for such companies
优良的信用评估程序亦能让银行更有效评估贷款予中小企等借款人的风险,从而让该等公司较容易获取贷款。 - In western countries , banks generally adopt personal credit assessment method of quantitative analysis to evaluate credit conditions of personal clients and develop credit assessment model by data mining technology
在西方国家,普遍采用定量分析的个人信用评估方法来评价个人客户的信用状况,应用数据挖掘技术建立信用评估模型。 - This thesis mainly researches the credit card data mart establishment and the application of data mining technology in credit assessment , customers and merchants value partition , customers consumptive preference
本文重点研究信用卡数据集市的建立和数据挖掘技术在信用卡信用评估、客户、特约商户价值的区分和客户消费偏好中的一些应用。 - Chapter five , propose that the obstacle origin that our country builds the evaluation system of personal credit lies in the information asymmetry , to the investigation result of this text , have appeared and propose correspondingly
第五章,提出我国建设个人信用评估体系的障碍根源在于信息不对称,针对本文的调查结果,给出了相应建议。 - The key benefit , i believe , is that by adopting more finely - tuned credit assessment processes , banks will be able to " risk - price " their lending better , meaning that better quality customers should be able to borrow at better rates
我相信主要的好处是银行采用更为精密的信用评估程序,将可更有效就贷款进行风险定价,即是说质素好的客户应能以较优惠的利率借款。