管制利率 meaning in English
regulated interest rate
Examples
- Although our country is now placed in the controlled interest rate period , the interest - rate risk is still ineluctable , which is mainly caused by internal and external facts , and the system fact plays an important role in the interest - rate risk , and thus our country ' s commercial banks suffer from the clean interest income and the loss of value market for this . meanwhile further and quickly marketed interest rate steps have a great impact on the commercial banks " external operating environment and internal management , which also puts forward the need of our commercial banks " interest - rate risk management
当前我国虽还处在管制利率时期，但利率风险仍然是不可避免的，主要来自于内外部两种因素，其中外部的体制性因素起到了关键性的作用，我国的商业银行并为此遭受了净利息收益和市场价值的损失；同时，我国利率市场化步伐的进一步加快，影响了商业银行的外部运营环境和内部经营管理，对我国商业银行的利率风险管理也提出了迫切的要求。 - Therefore , after summarizing the two exterior terms of the controlled interest rate period and the marketed interest rate , the text analyzes the different interest - rate risk that our country ' s commercial banks are facing with academic and practical methods , and also analyzes the importance of interest - rate risk management for our commercial banks . after analyzing the western commercial banks " interest - rate risk management and our country ' s commercial banks " interest - rate risk management , an viewpoint is put forward which is to manage the interest - rate risk in controlled interest rate period and marketed interest rate with different ways and methods , and the text also analyzes the difference between the interest - rate risk management of the western commercial banks and our country ' s
因此，本文在总结了管制利率时期和利率市场化两个外部条件后，采用理论和实证相结合的方法分析了我国商业银行所面临的不同利率风险，探讨了我国商业银行重视利率风险管理的原因，介绍了西方商业银行的利率风险管理，对我国商业银行的利率风险管理也进行了详细的分析，提出了区别管理当前管制利率时期和利率市场化后我国商业银行所面临利率风险的观点，并比较了中西方商业银行利率风险管理存在的差异性。