信用程度 meaning in English
credit quality
creditability
creditworthiness
Examples
- However , it is difficult in joining the funs . because smes , influenced by factors such as managing - concepts , managing - range , the quality of managers , owning limited social resources , inadequate trust history and lower lever of trust . all above factors restrict smes of further development
然而,由于中小企业占有的社会资源有限,受经营观念、经营范围、经营者个人素质等因素的影响,加之信用纪录不足,信用程度较低,因此普遍存在着融资难的问题,严重制约了中小企业的进一步发展。 - Secondly , according to the customer ' s habits and consume concept , we propose that customer ' s consume concept should be changed in order to enlarge the profit of management . thirdly , the customer satisfaction model is discussed . as for retaining and upgrading of credit card customers , the realization of customer lifetime value is discussed and it is proved not to be a good standard for customer segment in reality
对于信用卡客户的维系和提升,本文在分析客户终生价值作为客户分类标准,应用于实践的不可实现性的基础上,提出了通过客户的钱包份额、信用卡用户的还款方式、客户实时信用程度三个方面的细分的客户分类,并根据每一类客户的特征做出了相应的差别化管理策略;同时,提出了信用卡用户的客户终生价值的组成部分,作为信用卡客户价值提升的参照。 - As for acquiring customers , the game between bank and credit card customer is firstly analyzed , and on the base of the analysis , we can conclude that customers are to obey theirs credit under the rule that customers credit records are shared among the banks . therefore the bank can enlarge its customer group by granting credit to them and the relationship between banks and customers can be established . at the same time , the structure of personal credit evaluation is proposed , the fuss synthesize evaluation method is applied in the case
在分析客户关系管理的基本思路应用于信用卡的具体模式时,在获取客户关系方面,文章首先分析了信用卡客户与银行的信用博弈关系,提出了在银行业内部征信的前提下,银行应对客户建立善意推定,相信客户的信用能力,广泛授信,建立信用卡客户关系;同时提出了在征信前提下,银行信用卡的个人信用评估指标体系以及信用程度的模糊综合评判法,并进行了算例分析。 - Actually these city commercial banks face the sharpest competition as they have feebler strength , much more difficulties at spreading out new operation and much lower credit . to these city commercial banks , how to develop after having entered wto is the concerning problem to most of the people
而实际上,这些城市商业银行所受的冲击是最大的:他们相对竞争对手实力弱、开展新兴业务的难度大、信用程度低?这些城市商业银行在入世后,该如何发展,成为人们普遍关心和思考的问题。