邮政储蓄机构 meaning in Chinese
postal saving institution
Examples
- Based on the background above , how to prepare for the reform of post savings beforehand is a new subject that needs to study
在这一背景下,湖南邮政储蓄机构必须顺应改革大潮,提前做好向商业银行转变的准备。 - Financial institutions include banks , savings deposit agencies of postal office , housing saving banks , unban credit cooperative banks , rural credit cooperatives , urban credit banks , financial trust investment agencies and financial companies ect
注：金融机构包括人民银行、政策性银行、国有独资商业银行、邮政储蓄机构、其他商业银行、城市合作银行、农村信用社、城市信用社、信托投资公司、租赁公司、财务公司等。 - Drawing on the good experience of germany postal bank , the author firstly offers the whole scheme about how to transform hunan post savings to commercial bank , which includes the following aspects such as reform of organization structure , staff management , account - separating with postal enterprises and risk managements etc . subsequently , this paper expatiates how to actualize commercialized operation on product system and marketing system in hunan post savings
为解决这一矛盾,本文随后从分析湖南邮政储蓄机构的市场环境、组织架构、经营情况入手,提出了湖南邮政储蓄机构向商业银行转变的总体策略,包括组织架构变革、从业人员管理、与湖南邮政企业分账核算以及风险管理等几个方面。再后,本文着重阐述了湖南邮政储蓄机构如何从产品体系和市场营销方面实现商业银行化运作。 - Why do such a new system give much help in poverty reduction in the developing countries ? this paper give us some new advice on micro - credit of our country by discussing the development processes of micro - credit worldwide and the practice of our country : 1 、 our institution of micro - credit should find enough public capital to make it better than the traditional institution that only relying on the state finance or donative capital , in one word , there is about 950 billion $ underground in our country . we should manage to attract so these capital to attend in poverty reduction , in another word , much capital that deposit in the post saving institution and the rural credit institution have outflow away the rural region because of lacking of investing channels
本文主要在考察世界范围内小额信贷的产生与发展过程,并从中汲取经验,结合我国小额信贷的运作实践,为我国的小额信贷的进一步扩展提出了一些新的看法:我国小额信贷必须突破现有的依靠捐助资金或财政补贴运作的单一资金渠道来源的运作方式,想方设法从民间获得机构持续发展的必需资金,在我国,一方面存在着大量的地下金融活动,约有大约9500亿元的资金,这是我们可以动员的资金,使它们参与到小额信贷中来,而另一方面,在我国由于缺乏正规的投资渠道,才会有如此巨大的资金存在于正规金融体制之外,而且,我国农村正规金融机构农村信用社,从农村吸收的储蓄存款,由于难以在农村寻找合适的信贷项目,大量资金流出农村,邮政储蓄机构同样存在这样的情况,这些都是农村发展中的资金瓶颈形成的因素。 - On the basis of analysis of the current state of hunan post savings , the inconsistency between the state of hunan postal savings and the whole situation of post savings reform is analyzed deeply in this paper , and the author points out that hunan post savings should be reformed from all aspects such as institutes , staff , finance , production and markets etc . first of all , through the brief description of the worldwide researches on post savings , the paper shows that in each country , the establishment of post savings system is strongly associated with the policies
本文从分析湖南邮政储蓄机构现状入手,深入剖析探讨湖南邮政储蓄机构与邮政储蓄改革整体形势的不相适应,认为必须从机构、人员、财务、产品、市场等各个方面实施全面的调整。首先,本文通过对国内外关于邮政储蓄研究的简要综述,认为各国邮政储蓄系统设立具有极强的政策性,中国邮政储蓄体系的设立及相关政策的不断改革与调整是多方利益主体进行博弈妥协后的产物,将邮政储蓄改革成为商业银行已经成为政府及各利益主体当前认可的改革方向。