贷款损失准备 meaning in Chinese

loan loss reserve

This thesis begins with new basel agreement ’ s requirement on capital adequacy rate , and then by elaborating on the regulations in our country which reflects principles and methods in new basel agreement and the realities in our country , it argues the regulations ’ effects on the capital adequacy of listed banks . after that , by analyzing concretely and evaluating the capital adequacy and allocation of eight assets impairment of the five listed banks between 2001 and 2005 , it reveals further the problems existing in allocation of assets impairment of the five listed banks and the influences of the problems on capital adequacy rate . in the end , conclusions are reached and suggestions are given
本文从新巴塞尔协议对资本充足率的要求出发,论述我国运用巴塞尔协议基本的原则与方法并结合我国的实际情况制定的规章制度对上市银行资本充足状况产生的影响,通过对五家上市银行2001 ~ 2005年中期资本充足状况和八项资产损失准备计提情况进行具体分析并评价其合理性和贷款损失准备的充足性,进一步揭示五家上市银行在资产损失准备计提中存在的问题和对资本充足率计算的影响,最后提出相关政策建议。