负债管理理论 meaning in Chinese
liability management theory
Examples
- Currently , only very few people deal with the study on the management theory of life assurance assets and liabilities
目前，我国还很少有人从事寿险业资产负债管理理论的研究。 - On the basis of introducing the foreign advanced management experiences and theories , this paper attempts to , from theory to practice , research and find into approaches to perfect the alm of the state - owned commercial banks . the first part of this paper offers a deeper research on the definition , content , principles , means , purposes and strategy of the alm . certainly , it is also essential to forecast the development tendency of alm
要借鉴国外先进理论经验，首先要了解国外经营管理理论和先进经验，本文上半部分首先从西方商业银行理论发展入手，论述商业银行资产负债管理理论的定义、内容、原则和方法，然后分析现代西方商业银行的发展趋势、资产负债管理的目标和策略，风险控制等，全面介绍了西方商业银行的先进的资产负债管理经验。 - Nowadays , the theory of management on assets and liabilities has gained all - around effect among those large commercial banks in the developed countries , furthermore , along with the deep going researches , to make quantitative analysis on the risks by introducing finance - engineering to reach the target of controlling risks more painstakingly and more effectively has become the general trends of the theory of control of operating risks
风险控制理论在西方国家经过多年的发展，已日臻成熟。现在资产负债管理理论已在发达国家的各大商业银行得到全面实施，并且，随着研究的深入，引入金融工程学对风险进行量化分析，从而达到更细致有效地控制风险的目的，已是风险控制理论发展的大趋势。 - At first , this thesis analyzed some essential elements about the system of personal houe loan and make the compare to chinese and foreign system , and established the system of personal credit evaluate ; the second , the thesis discusses the investment technique and strategy of national debt in the provident fund , and established the model about how to invest the national debt ; the third , the thesis build the forecast model about fund collecting and drawing , and make use of the combination invest theories to build model of individual loan and national debt ; at last , the thesis analyses the risk ' s inside reason of house funds with the risk type , and to give out the related suggestion to funds risk . mechanism . the thesis research show me how to make use of that some models and methods in the process of haf management and make me deeply understand the house funds
本文首先分析了个人住房贷款制度基本要素，即贷款期限、贷款利率与抵押物价值的比例、政府在个人住房贷款市场中的作用、贷款违约情况下的处置措施、个人住房贷款的流动性问题，并对中外制度作了比较，建立了个人信用评分评级体系和信用评估模型，并以重庆市住房公积金为研究对象做出了住房资金个贷风险评估的实证研究；其次，分析了影响国债价格走势的因素，讨论了公积金国债的投资技巧和策略，并建立了基于理论的国债投资组合模型；接下来，根据资产负债管理理论中的资金总库法和资金分配法分析了公积金总体资金项目的来源和运用，并就此作了总量平衡模型，对住房公积金季度累计归集金额作了直线回归和季节趋势比率预测，运用投资组合理论建立了公积金个人贷款和国债投资组合的最优化模型；最后，探析了住房资金风险的内在原因和风险类型，从资金筹集风险、信贷回归风险、保险机制、法律风险和政策风险五个方面为住房资金风险防范机制建设提出了相关建议。 - Introducing risk - profit theory , portfolio theory and modern investment management theory , includes property - debt management theory , portfolio management theory and invest risk management theory . and analyzing the insurance portfolio . the second section studies on the insurance portfolio abroad and their features , summarizes their successful experience
介绍了风险-收益理论、资产组合理论以及现代投资理论中的资产负债管理理论、投资组合管理理论和投资风险管理理论在保险投资中的运用，分析了保险投资的组合情况。