流通工具 meaning in Chinese

negotiable instrument

Once a bank is in bad condition , it will cause the break of inter - bank payment chain , furthermore give an influence on the normal operation and payment of other banks , as a result , a catastrophic concussion would effect on the economic activities of the whole society , even of the whole world , the mexico financial crisis and financial crisis of southeast asia are fine examples , therefore , it is of critical importance that to strengthen the financial supervision , especially the banking supervision in the whole world , we can say that the history of the development of financial supervision in different nations is the history of their struggle on financial risks
作为信用中介、支付中介和不断创造信用流通工具的银行，它既是最大的债权人又是最大的债务人，一旦某家银行经营不善，就会造成银行间支付链条的中断，进而影响其他银行的正常运转和支付，最终会给整个社会甚至整个世界的经济活动带来灾难性的冲击。墨西哥金融危机和东南亚金融风暴都有力地证明了这一点。因此，加强对金融业尤其是银行业的监管已在世界范围内被摆上极为重要的地位。