极佳的人 meaning in Chinese

ripsnorter

Ralph was ingenious , genteel in his manners , and extremely eloquent ; i think i never knew a prettier talker
劳夫是聪明、态度文雅、口才极佳的人；我想我从前也是这样一个善于说辞的人。
And if people stop spending and start selling , the ripple effect is that millions - - even those with good credit - - begin to get hurt
一旦人们都停止消费转而抛售，这种效应就会扩散到成千上万的人群中? ?就算是信用记录极佳的人，也要开始遭受不幸了。