有透支 meaning in Chinese

having an overdraft

When you credit has your filling money wants only after overdrawing ( put go in ) the bank buckles next your place to owe , namely your reimbursement
当你信用有透支后只要你补款（存进去）银行就扣下你所欠款了，也就是你还款了。
The bank manager said that , in order to bring me down to earth and control my spending , i would have no overdraft facility and my cheque card would be withdrawn
银行经理说，为了使我从幻想中清醒过来并控制我的开支，将不给我有透支的便利，并还将收回我的支票卡。