按揭还款期 meaning in Chinese

mortgage repayment period / repayment term

The offering of a 40 - year mortgage repayment term will give rise to more speculations on newly completed flats
提供40年楼宇按揭还款期，会否增加炒卖新建楼宇单位的情况？
The offering of a 40 - tear mortgage repayment term will increase the risks of banks ; if so , what the risks are ; if not , why not ; and
提供40年楼宇按揭还款期，会否增加银行的风险若然，会有哪些风险若否，原因为何及