分发红利 meaning in Chinese

distribute a bonus

The participation policy holder can enjoy the surplus of dispensability . the surplus of dispensability is the profits which the life insurance company manages . the surplus of dispensability are adjusted in such way that the performances of life insurance company on the investment portfolio
分红保险的一般特点是按照相对保守的精算假设设定较高的费率,而将每年该类保险产品产生的盈余按照一定的分配标准以分发红利的方式分配给客户。