全能银行制度 meaning in Chinese

universal banking

Since 1990 , with financial globalization and liberalization , international monetary industry have rapidly developed , especially in the western developed countries , in order to promote competition 、 reduce trade costs 、 strengthen ability of making profit , main commercial banks in many countries have adopted the pattern of mixed operation . it is in no doubt that germany universal banking system as the successful mode of mixed operation is the important research topic of oversea and domestic scholars
本文介绍了混业经营与全能银行制度的涵义和内容,阐述了混业经营的理论基础及全能银行的类型,分析了德国全能银行制度的形成和发展过程,说明了德国全能银行制度的特点和主要内容,剖析了德国全能银行制度的风险,指出德国的金融监管制度是全能银行成功运作的根本。