偿债比率 meaning in Chinese
debt service ratio
solvency ratios
Examples
- Based on an statement of relative elements of life insurance and analysis of some key concepts , the thesis firstly sums up , compares and analyzes the commercial life insurance supply market in china from two aspects : company and product ; secondly , it introduces a method of measuring one ' s insurance demand , expound the methods and strategies of how to choose a company or a product : how to choose a company is to calculate , compare and analyze the ratios of debt and profit , which are based on statements of assets and debts and statements of losses and profits . a choice is made finally according to the above results ; how to choose a product include the methods of comparing all kinds of policy cost , and a empirical analysis is made for term policy cost , in addition , on basis of the present situation of life insurance market in china , author bring forth a simple way to choose participate insurance
本文在阐述有关寿险基本知识并剖析其中关键概念的基础上，首先从寿险公司和寿险险种两个方面对中国商业人寿保险供给市场进行了归纳、比较和分析，接着介绍了确定保险需求的方法以及选择寿险公司和险种的方法和策略：选择寿险公司的具体方法是以各寿险公司的资产负债表和损益表为依据，计算出并比较分析各公司的偿债比率和盈利比率，来考察其偿债能力和盈利能力，最后根据结果做出相应选择；选择寿险险种的方法包括比较各类寿险保单成本的方法，本文对其中的定期寿险保单成本进行了实证分析，并根据中国寿险市场的现状，提出了选择分红险的简易方法。