信用评分模型 meaning in Chinese
credit scoring model
Examples
- Credit scoring model
信用评分模型 - The comparative analysis of the application of several scoring models of consumer credit in china
多种个人信用评分模型在中国应用的比较研究 - The construction of this paper as follows : chapter 1 , general introduction ; chapter 2 , the theoretical knowledge of commercial banks " individual consumption credit risk ; chapter 3 , the developing course and current situation of commercial banks " individual consumption credit ; chapter 4 , the analysis of commercial banks " individual consumption credit risk ; chapter 5 , the analysis of reasons of causing commercial banks " individual consumption credit risk ; chapter 6 , the judgement and evaluation of commercial banks " individual consumption credit risk ; chapter 7 , the counter - measures of defending commercial banks " individual consumption credit risk
本论文通过对前人理论进行总结和运用,形成一定的理论认识;接着对我国个人消费信贷发展现状进行分析,在实证分析的基础上进一步研究制约个人消费信贷发展的各种因素;然后分析商业银行个人消费信贷面临的种种风险,并采用实证分析的方法来说明风险具体表现在哪些方面;再后,找出商业银行个人消费信贷风险形成原因;最后,通过确定信用评分标准和设计信用评分模型来控制个人消费信贷风险,并以此提出防范和化解消费信贷风险的对策。 - The paper is divided into four parts . the first part introduces the credit theory , the major content includes the credit implications and the economic meaning of the credit ; the second part introduces the foreign countries experience about the credit system establishment ; the third part explains the present situation of our credit system construction , and illustrates the major task we should do . the fourth part makes the research on how to build the personal credit evaluation model
本文共分四部分,第一部分介绍信用理论,主要内容包括信用的含义和信用的经济意义;第二部分介绍国外建立信用体系的经验,其中又分为美国等一些发展程度高的国家和信用初建的国家;第三部分说明我国信用建设的现状和我国主要应做好哪几方面工作;第四部分对我国个人信用评分模型进行初步研究。