信用余额 meaning in Chinese

credit balance

Are credit balances reviewed periodically
信用余额是否进行定期复查？
The western bank got a big amount profit by engaging in this business . in our country , the consumption credit is an important credit way to get the consumption market in gear and to expand the domestic demand
西方国家银行消费信贷业务的开展为银行赢得了巨额利润,消费信用余额逐年攀升,发达国家消费信贷总额一般占信贷总额的30 ? 50 % ,其中,美国的消费信贷总额在社会信贷额度中所占的比重高达70 % ,德国为60 % ,并且发达国家商业银行利润的40 %都来源于消费信贷。