优先债权人 meaning in Chinese

preferencial creditor
preferential creditor
preferred creditors

Although security does not assure that the loan will repaid , it does reduce the risk , because the bank becomes a preferred creditor in the event of liquidation , and takes procedure over general creditors in the liquidation of any assets pledged to the bank as collateral
虽然抵押并不保证贷款必将得到偿还，但它能够减少风险，这是因为对以担保品形式抵押给银行的任何资产，银行可优先于一般的债权人得到清偿，成为清偿中的优先债权人。