The article review and analyses that the development of the enterprise recombination and the adverse effects to the creditor from the point of view of creditor - bank . and bring forward the settlements and relevant propose that from the aspects of external environmental condition 本文从企业债权人银行的角度回顾和分析了企业重组的发展情况和对金融债权人造成的不利影响，从外部环境要求和银行内部管理方面提出了解决问题的相关建议。
