Simple interest does not reflect this time value of money because interest doesn't earn interest . 单利不能反映货币的时间价值，因为根据单利概念利息并不赚取利息。
2.
The margin on this order is very small and we hope you will allow us an extra discount of 5 % 本定单利润甚微，盼贵方惠予额外5 %折扣。
3.
In the analysis process , it is important to stress the time value and equivalent value of capital ; this involves the calculation of single rate and compound rate , and the relationship among current value , year - end value and final value 在分析过程中资金的时间价值与等值尤为重要，这里面涉及到单利和复利的计算、现值、年值和终值之间的关系。
4.
The model , which is based on the fully consideration of both lending management cost and the market interest rate level , particularly solves the problem of the fix quantity estimate of lending deadline risks . compared with the simple - interest model , which many commercial banks are studying now , this model can reflect the tendency of market interest rate more precisely 该模型充分考虑了贷款经营成本和市场利率水平两方面因素，突出解决了贷款期限风险的定量估算问题，比当前各商业银行正在研究的单利模型更能准确地反映市场利率的走势，在具体操作中更适用我国资金市场的实际情况。
