陈旧的经营方式 meaning in English

managerial stereotypes

For domestic commercial banks , it improves their asset quality and profitability , breaks the old business pattern in planned economy where personal deposits were valued much higher than individual loans , and enhances their competitive advantage to foreign banks after china ' s entry into wto
从银行的层面来看，发展消费信贷能提高商业银行的资产质量和效益，促使银行突破我国计划经济体制遗留下来的片面追求存款，忽视个人资产业务的陈旧的经营方式，向现代银行发展，有利于应对加入wto后外资银行的竞争。