重置价值 meaning in English
physical value
replacement value
replacementvalue
sound value
Examples
- In insurance business practice , the building insurance clause in mortgage insurance usually applies the real estate value to amount insured , wheras raplacement approach is applied to the indemnity , which causes overinsurance ? the amount insured is greater than insurance value . the excess amount is perfectly equal to the land value or a portion of land value , which prejudices the interest of the insured
在保险实践中，住房抵押贷款保险的房屋保险条款通常以不动产价值作为保险金额，而在保险补偿时适用重置价值标准，导致保险金额总是大于保险价值的超额保险情况，超出的金额就是土地的价值或者土地价值的一个比例，这对被保险人是不利的。 - For example , enterprise manage state and result can not be reflected if account deal is illusive and the precision of reclaimable creditor ' s rights ; account face value of capital asserts fall away new value ; stock value differ from current value ; cost charge is inconsistent with profit and so on
诸如： “坏账准备”的账务处理和可收回的债权精确度较低，从而不澎硕士学位论文卜认s飞’ lr ’ s飞， }任s生s能如实地反映企业经营状况成果;固定资产账面价值与重置价值严重背离;存货的价值与现值不一致;成本费用和利润不实等。 - This article is based on the principles of risk management and insurance . it insights into the interrelationship among risk , insurable interest and such important factors as insurance value in mortgage insurance , explains the asymmetry of risk assumed and relevant coverage , shows the brand new concept of ratio of real estate insurance value , argues the application of replacement less depreciation approach to the valuation of insurance value in mortgage insurance , and analyzes the valued policy and moral hazard in real estate insurance
本文基于风险与保险基本原理和不动产估价原则，结合保险发达国家不动产保险实务和我国抵押贷款相关险种保单条款，深入剖析住房抵押贷款保险的风险、可保利益、保险价值等要素的内在联系以及现行保险条款中风险与保险责任不对称的原因，提出了不动产保险价值比率的全新概念，论证了住房抵押贷款的保险价值评估适用抵押房屋重置价值的观点，并对不动产保险中定值保单和道德风险进行了探讨。