追加过程 meaning in English

additive proccess

Whether the inevitable catch - up would have been completed by now is anybodys guess , but we are reasonably sure that the much bigger interest rate gap would have made the catch - up much more destabilising , particularly to borrowers but possibly also to lenders , who are affected by the ability of borrowers to pay back their loans
无人可以预计港息无可避免的追加过程至今会否结束，但肯定的是息差愈大，港息追加带来的影响便愈大，对借款人而言尤甚，而贷款人也可能因借款人还款能力受损而同样受到影响。