超贷 meaning in English
overlending
Examples
- Others say another market crash is coming , because people and countries are borrowing too much money again
也有人说另一次股市崩盘即将来临，因为民众和世界各国又在超贷了。 - Since opening to the outside world , with the reform of economic system and the development of financial market , some channel for monetary policy transmission has initially formed , but the channel for credit is the main one , if the channel for credit is sound and unimpeded is the important factor which has an influence on monetary policy transmission . presently , many problems about the channel for credit have exist ed , for example , state - owned banks have shrunk in basic unit gradually , but medium and small financial institution ' s development does
目前，我国的信贷传导渠道存在许多问题，例如，国有银行在基层逐渐收缩，而地方性中小金融机构的发展没有及时跟上，加剧了货币政策传导的纳构性矛盾；大型企业资金富余信贷可获得性高而中小企业却珊于获得贷款；商1卜银行资产负债结构的不对称，在经济上升时期容易造成超贷效应，在经济厂降时朔会导致货币政策传导阻滞，等等。