资产与负债比率 meaning in English

gearing ratio

The sub - committee agreed that the ratio of assets to liabilities in the backing portfolio would fluctuate in the short run but would tend to rise in the long run as interest earned on the asset side out - paced interest paid on the liability side
委员会同意，支持组合的资产与负债比率短期内会有所波动，但长远来说，随著资产方所赚取的利息超过负债方所支付的利息，这个比率便会趋于上升。
This behaviour is reflected in a significant shrinkage in the size of the balance sheets of property companies , as cash proceeds from sales of flats were used to reduce debt , thus at the same time prudently , from their point of view , preventing debt - to - equity ratios from increasing
结果，来自售楼的现金收入用作减债，使资产与负债比率下降，物业公司的资产负债表规模也因而大为缩减。即使地产发展商有融资需求，也只是把握银行竞争激烈的机会，将现有贷款重新融资，争取更优惠的贷款条件。