现行利率 meaning in English
current interest rate
current rate of interest
prevailing rate of interest
Examples
- And the third way is by freezing their current interest rate for five years
另外，第三种方法是将其现行利率冻结5年。 - Lower asset prices also reduce the value of collateral and therefore restrict banks willingness to lend at the going rate
由于资产价格向下会令抵押品贬值，银行亦可能不再愿意以现行利率提供贷款。 - But by far neither well - grounded explanations nor rationalization proposals were put forward . whereas as early as the beginning of last century , western scholars had noticed the phenomenon in credit market that borrowers couldn ’ t get loans at current interest rate even though they were willing to pay the rate . this phenomenon was defined as “ credit rationing ” , and was gotten explanations from aspects of availability of credit , factors of risks and interest rate , implicit credit contract , imperfect information , implementation of credit contract and legal system
另一方面,早在上个世纪初,西方学者就注意到了信贷市场中这种借款人愿意支付现行利率,却不能按照这种利率获得贷款的现象,将其定义为“信贷配给” ( creditrationing ) ,并从信用可获性、风险与利率因素、隐含性信贷合约、不完全信息、信贷合同的执行和法律制度等角度进行了解释,但这些主要以完善市场经济为研究对象的理论仅一定程度上适合中国农村,转型时期的中国农村信贷配给现象还需要结合其特殊的经济、金融情况进行解释。 - This paper absorbs and borrows the experience and lessons of marketization of interest rate reform of foreign countries for our country ' s reform . combining theory discussion and e mpirical analysis , the paper deeply analyses the defects of our present interest rate system , and explores the difficulties and advantages during the process of reform . the paper concludes that after china ' s entering wto and under a situation which international financial environment has greatly changed , at present , we have the ability to speed up the reform , and we should put emphasis on improving the interest rate structure and interest rate conduction system , meanwhile , take measures to improve the relevant system - financial supervision , financial markets , state - owned bank and stated - owned firms
采取理论探讨和实证分析相结合的方法，对我国现行利率体制存在的弊端和我国当前推进利率市场化改革存在的困难及有利条件进行了较为深入的分析，认为在当前我国加入世界贸易组织之后，面临的国际经济金融环境业已发生较大变化的形势下，我国当前可以并应当加快推进利率市场化改革，提出加快推进利率市场化改革应当主要从改革和完善利率结构和利率传导机制着手，同时要在加快对金融监管、金融市场、国有商业银行和国有企业等的配套改革上采取相应措施。