海上风险 meaning in English

common maritime adventure
maritime perils
peril of the sea
perils of the sea
risk of the sea
seaperil

That is to say , even if the insured perils are proximate causes , the insurer will free from indemnifying the loss
还存在有失踪船舶的特殊情况，一般视其近因为海上风险。
Marine insurance is a contract whereby , for a consideration stipulated to be paid by one interested in a ship , freight , or cargo subject to marine risks , another undertakes to indemnify him against some or all of there risks during a certain period or voyage
海上保险是对船舶,运费或货物拥有利益的一方针对海上风险支付约定的对价,另一方保证对在一定期间或航程中某些或全部风险负责赔偿的合同