法定利率 meaning in English

legal rate of interest
state rate

Usury is interest in excess of a legal rate
高利贷是指超过法定利率取息。
If the length of maturity is within one year inclusive , interest amount shall be computed in accordance with the contracted interest rate , and the interest rate shall remain unchanged in case of adjustment of the legal interest rate ; if the term is over one year , the interest rate shall be subject to interest rate adjustment , if any , made by the people ' s bank of china
贷款期限在一年以内（含一年），按合同约定利率计息，遇法定利率调整时，利率不变；贷款期限在一年以上的，遇法定利率调整，则按人民银行关于利率调整的规定进行利率调整。
Make in year this year " measure of management of car banking firm carries out detailed rules " regulation , car finance orgnaization extends the interest rate that the car borrows money is in surely by the lock " on the base of statutory interest rate that people bank publishs , drift up and down 10 come 30 "
今年年中制定的《汽车金融公司治理办法实施细则》规定，汽车金融机构发放汽车贷款的利率被锁定在“人民银行公布的法定利率基础上，上下浮动10至30 ” 。