机构评级 meaning in English
agency ratings - corporate and personal
Examples
- These discussions were supported by rich and objective analysis not only from our organisation but also from the international financial institutions , the rating agencies and the private sector
大家在讨论这些风险时，往往以仔细客观的分析作为佐证，而这些不单是金管局的分析，更有来自国际金融机构评级机构及私营部门的分析。 - Practicing this regime requires certain pre - conditions such as the scale of mortgage loans , a brisk stock market , a huge group of investors as well as a number of intermediary service institutions including credit rating corporations , insurance companies , law firms and accounting firms . in china , the securitization of housing - mortgaged loans has become heatedly discused topic recently . in our country , initiate innovations are needed for the market potentiality of real estate , explosive expand in house requirement , further improvement in house market and to develop and reinforce the housing finance , and so mortgage - backed securities provided a ideal tool for resolving the problem for those
所谓房地产抵押贷款证券化，就是将房地产抵押贷款债权转化为房地产抵押证券的过程，具体而言，也就是金融机构将其持有的若干房地产抵押贷款依其期限、利率、还款方式进行汇集重组，形成一系列房地产抵押贷款资产池(资产组合) ，再将该组合出售给从事抵押贷款证券化业务的特殊目的机构( spv ) ，通过担保机构担保实现信用升级后，经信用评级机构评级，由证券承销商将信用级别较高(通常为aaa或aa级)的抵押贷款支持债券出售给投资者的一种证券化模式。