房屋保险 meaning in English
building insurance
Examples
- I / we agree to purchase a property insurance covering the mortgaged property according to the bank ' s requirement
本人(等)同意按贵行要求为抵押房屋购买个人抵押贷款房屋保险。 - In homeowner ’ s mortgage insurance , the mortgaged house is the subject property , it is also an integrated property of the land with its appurtenant structures , which is charasterized as real estate , that means the land and the buildings on it can not be separated in form and value
在住房抵押贷款房屋保险中，抵押房屋是标的财产，是土地及地上建筑物的统一体，具备不动产土地及地上建筑物形态和价值的不可分割性。 - In insurance business practice , the building insurance clause in mortgage insurance usually applies the real estate value to amount insured , wheras raplacement approach is applied to the indemnity , which causes overinsurance ? the amount insured is greater than insurance value . the excess amount is perfectly equal to the land value or a portion of land value , which prejudices the interest of the insured
在保险实践中，住房抵押贷款保险的房屋保险条款通常以不动产价值作为保险金额，而在保险补偿时适用重置价值标准，导致保险金额总是大于保险价值的超额保险情况，超出的金额就是土地的价值或者土地价值的一个比例，这对被保险人是不利的。 - Special services included supplementary medical insurance ; automobile insurance ; family and property insurance ; duty insurance ; personal mortgage loan housing insurance ; erection all risks insurance ; contractors all risks insurance ; additional injury insurance ， overseas travel accident and assistance insurance , and so on
专业做货运保险（平安险、水渍险、一切险） ，我司的具体服务还包括补充医疗保险,机动车车辆保险，家庭和财产保险,责任保险个人抵押贷款房屋保险;安装一切险；建筑工程一切险；意外伤害保险；出国人员意外伤害医疗、救援保险等等。