善意推定 meaning in English

presumption of good faith

As for acquiring customers , the game between bank and credit card customer is firstly analyzed , and on the base of the analysis , we can conclude that customers are to obey theirs credit under the rule that customers credit records are shared among the banks . therefore the bank can enlarge its customer group by granting credit to them and the relationship between banks and customers can be established . at the same time , the structure of personal credit evaluation is proposed , the fuss synthesize evaluation method is applied in the case
在分析客户关系管理的基本思路应用于信用卡的具体模式时，在获取客户关系方面，文章首先分析了信用卡客户与银行的信用博弈关系，提出了在银行业内部征信的前提下，银行应对客户建立善意推定，相信客户的信用能力，广泛授信，建立信用卡客户关系；同时提出了在征信前提下，银行信用卡的个人信用评估指标体系以及信用程度的模糊综合评判法，并进行了算例分析。