保单预定利率 meaning in English
actuarial assumption interest rate
Examples
- Interest risk in pricing of life insurance product is defined as the loss probability resulting from unfavorable variation of real investment return rate of life insurance capital from policy ordered fixed credit interest rate
本论文的研究对象是寿险定价利率风险,寿险定价利率风险是指寿险资金实际收益率与保单预定利率之不利偏差引起的亏损的可能性。 - However , the traditional actuarial theory supposes that the policy ordered credit interest rate is fixed . actually , interest rate is stochastic , which results to interest rate risk in pricing of life insurance product . what the thesis studies is interest rate risk in pricing of life insurance product
然而传统的精算定价理论假设:利率是确定的,即精算师在定价过程中采用确定的保单预定利率,但事实上利率具有随机性,从而会引发寿险定价利率风险。