个体信用风险 meaning in English

credit riskindividual customerss

Credit risk individual customers
个体信用风险
And this thesis has studied the credit risk assessment methods of china ’ s listed companies based on the individual credit risk analysis and the portfolio credit risk analysis respectively
本文分别从个体信用风险分析的角度和组合信用风险分析的角度对中国上市公司信用风险的评估方法进行了研究。
On the individual credit risk analysis , this thesis empirically compares two classical credit risk assessment models , that is , the accounting information - based logit model and the market information - based option - theoretic edf model on china ’ s listed companies ’ credit risk ; then this thesis discusses the application of new basel accord ’ s formula in the credit risk assessment of china ’ s listed companies . finally this thesis has drawn the following conclusions : first , intuitively , the logit model obviously has discriminant power and the edf model seemingly has certain power too
在个体信用风险分析方面,本文首先选取了两个典型的信用风险评估模型进行了实证研究,即实证比较基于会计信息的logit模型和基于市场信息的期权理论模型- edf模型对我国上市公司信用风险的判别能力;然后根据新巴塞尔协议中有关公式对中国上市公司信用风险评估进行了进一步的讨论。