个人存单质押贷款 meaning in English

personal loan secured by cds/treasury bonds

Any resident in china with full capacity for civil conduct , holder of undue certificates of time deposit in local or foreign currencies issued by the bank of china or treasure bonds , may apply for a personal loan pledged by cds / treasure bonds to the bank
凡具有完全民事行为能力的中国境内居民，持有中国银行开具的未到期本、外币定期储蓄存单者均可向我行申请办理个人存单质押贷款。
Personal loan pledged by certificates of deposit （ cd ） / treasury bonds is a kind of business combining deposit and loan in which the client gets a certain amount of renminbi loan from the bank by pledging undue certificate （ s ） of time deposit and also repays the principal and interest accrued on schedule
个人存单质押贷款是以客户未到期的定期储蓄存单做质押，从银行取得一定金额的人民币贷款，并按期偿还贷款本息的一种存贷结合业务。